/* =========================================================
   FZCONSEIL : Site vitrine · Réalisé par POLA Studio 2026
   Palette : marine #0D2240 + turquoise #0DC2B3 + beige
   ========================================================= */
:root{
  --navy:#0D2240;
  --navy-2:#12294C;
  --navy-soft:#1C3A5C;
  --turq:#0DC2B3;
  --turq-dark:#0A9C8F;
  --beige:#F6F1E8;
  --beige-2:#EFE7D8;
  --ink:#16202E;
  --muted:#5C6B7C;
  --line:#E4E9EF;
  --white:#ffffff;
  --radius:18px;
  --radius-lg:28px;
  --shadow-sm:0 2px 10px rgba(13,34,64,.06);
  --shadow:0 18px 40px -18px rgba(13,34,64,.28);
  --shadow-lg:0 40px 80px -30px rgba(13,34,64,.35);
  --max:1180px;
  --font-head:'Sora',system-ui,'Segoe UI',sans-serif;
  --font-body:'Inter',system-ui,'Segoe UI',sans-serif;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:var(--font-body);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
h1,h2,h3,h4{font-family:var(--font-head);line-height:1.12;color:var(--navy);font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.2rem,5vw,3.6rem)}
h2{font-size:clamp(1.7rem,3.4vw,2.5rem)}
h3{font-size:1.28rem}
p{color:var(--muted)}
strong{color:var(--ink)}
.container{max-width:var(--max);margin-inline:auto;padding-inline:24px}
section{padding:clamp(56px,8vw,110px) 0}
.eyebrow{display:inline-flex;align-items:center;font-family:var(--font-head);font-weight:600;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--turq-dark);margin-bottom:16px}
.lead{font-size:1.15rem;color:var(--muted);max-width:60ch}
.center{text-align:center;margin-inline:auto}
.center .eyebrow{justify-content:center}
.btn{display:inline-flex;align-items:center;gap:10px;font-family:var(--font-head);font-weight:600;font-size:1rem;padding:15px 28px;border-radius:999px;cursor:pointer;border:2px solid transparent;transition:transform .18s ease,box-shadow .18s ease,background .18s ease,color .18s ease;white-space:nowrap}
.btn svg{width:18px;height:18px}
.btn-primary{background:var(--turq);color:var(--navy);box-shadow:0 12px 26px -10px rgba(13,194,179,.6)}
.btn-primary:hover{transform:translateY(-2px);background:#12d4c4;box-shadow:0 18px 34px -12px rgba(13,194,179,.7)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{transform:translateY(-2px);background:var(--navy-2)}
.btn-ghost{border-color:rgba(255,255,255,.35);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.12)}
.btn-outline{border-color:var(--navy);color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-lg{padding:17px 34px;font-size:1.05rem}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.86);backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px}
.brand{display:flex;align-items:center;gap:12px}
.brand img{height:42px;width:auto}
.brand-txt{display:flex;flex-direction:column;line-height:1}
.brand-name{font-family:var(--font-head);font-weight:800;font-size:1.15rem;color:var(--navy);letter-spacing:.01em}
.brand-name span{color:var(--turq-dark)}
.brand-tag{font-size:.62rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);margin-top:3px}
.nav-links{display:flex;align-items:center;gap:6px}
.nav-links a{font-family:var(--font-head);font-weight:500;font-size:.97rem;color:var(--navy);padding:9px 14px;border-radius:10px;transition:background .15s,color .15s}
.nav-links a:hover{background:var(--beige)}
.nav-links a.active{color:var(--turq-dark)}
.nav-cta{margin-left:8px}
.burger{display:none;flex-direction:column;gap:5px;background:none;border:0;cursor:pointer;padding:8px}
.burger span{width:26px;height:2.5px;background:var(--navy);border-radius:2px;transition:.25s}
.burger.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}
.hero{position:relative;background:radial-gradient(1200px 600px at 78% -10%,rgba(13,194,179,.14),transparent 60%),linear-gradient(180deg,var(--beige) 0%,#fff 100%);overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center;padding:clamp(50px,7vw,96px) 0 clamp(56px,8vw,104px)}
.hero h1{margin-bottom:22px}
.hero h1 .hl{color:var(--turq-dark);position:relative;white-space:nowrap}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:32px}
.hero-trust{display:flex;gap:26px;margin-top:38px;flex-wrap:wrap}
.hero-trust .t{display:flex;flex-direction:column}
.hero-trust b{font-family:var(--font-head);font-size:1.55rem;color:var(--navy)}
.hero-trust span{font-size:.82rem;color:var(--muted)}
.hero-visual{position:relative}
.hero-photo{position:relative;border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/4.4;background:linear-gradient(160deg,var(--navy) 0%,var(--navy-soft) 60%,var(--turq-dark) 140%)}
.hero-photo img{width:100%;height:100%;object-fit:cover}
.hero-badge{position:absolute;background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:14px 18px;display:flex;align-items:center;gap:12px}
.hero-badge .ic{width:40px;height:40px;border-radius:11px;display:grid;place-items:center;background:var(--beige);color:var(--turq-dark)}
.hero-badge .ic svg{width:22px;height:22px}
.hero-badge b{font-family:var(--font-head);font-size:.95rem;color:var(--navy);display:block}
.hero-badge small{color:var(--muted);font-size:.78rem}
.hero-badge.b1{bottom:24px;left:-26px}
.hero-badge.b2{top:26px;right:-22px}
.strip{background:var(--navy);color:#fff;padding:26px 0}
.strip .container{display:flex;align-items:center;justify-content:center;gap:14px 40px;flex-wrap:wrap;text-align:center}
.strip p{color:rgba(255,255,255,.8);font-family:var(--font-head);font-weight:500}
.strip .dot{width:6px;height:6px;border-radius:50%;background:var(--turq)}
.sec-head{max-width:660px;margin-bottom:52px}
.sec-head.center{margin-inline:auto}
.grid{display:grid;gap:24px}
.grid-2{grid-template-columns:repeat(2,1fr)}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .2s,box-shadow .2s,border-color .2s;height:100%}
.card:hover{transform:translateY(-6px);box-shadow:var(--shadow);border-color:transparent}
.card .ic{width:54px;height:54px;border-radius:15px;display:grid;place-items:center;background:linear-gradient(150deg,var(--beige),var(--beige-2));color:var(--turq-dark);margin-bottom:20px}
.card .ic svg{width:27px;height:27px}
.card h3{margin-bottom:10px}
.card p{font-size:.97rem}
.card .more{display:inline-flex;align-items:center;gap:6px;margin-top:16px;font-family:var(--font-head);font-weight:600;font-size:.92rem;color:var(--turq-dark)}
.card .more svg{width:16px;height:16px;transition:transform .2s}
.card:hover .more svg{transform:translateX(4px)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.split.rev .split-media{order:-1}
.split-media{border-radius:var(--radius-lg);overflow:hidden;box-shadow:var(--shadow);aspect-ratio:5/4;background:linear-gradient(160deg,var(--navy),var(--turq-dark))}
.split-media img{width:100%;height:100%;object-fit:cover}
.ticks{list-style:none;margin-top:24px;display:grid;gap:14px}
.ticks li{display:flex;gap:13px;align-items:flex-start;font-size:1rem;color:var(--ink)}
.ticks li svg{flex:none;width:24px;height:24px;color:var(--turq-dark);margin-top:2px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{position:relative;padding:30px;border-radius:var(--radius);background:var(--beige);border:1px solid var(--beige-2)}
.step::before{counter-increment:s;content:counter(s);position:absolute;top:-18px;left:26px;width:44px;height:44px;border-radius:12px;background:var(--navy);color:#fff;font-family:var(--font-head);font-weight:700;display:grid;place-items:center;font-size:1.15rem;box-shadow:var(--shadow-sm)}
.step h3{margin:14px 0 8px;font-size:1.1rem}
.step p{font-size:.93rem}
.band{background:var(--navy);color:#fff;border-radius:var(--radius-lg);padding:clamp(36px,5vw,64px);position:relative;overflow:hidden}
.band::after{content:"";position:absolute;inset:auto -60px -80px auto;width:320px;height:320px;background:radial-gradient(circle,rgba(13,194,179,.35),transparent 65%)}
.band h2,.band h3{color:#fff}
.band p{color:rgba(255,255,255,.82)}
.band .eyebrow{color:var(--turq)}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.stat b{font-family:var(--font-head);font-size:clamp(2rem,4vw,2.8rem);color:#fff;display:block}
.stat span{color:rgba(255,255,255,.72);font-size:.92rem}
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;display:flex;flex-direction:column;gap:18px;height:100%}
.quote .stars{color:#F5B301;letter-spacing:3px;font-size:1rem}
.quote p{color:var(--ink);font-size:1.02rem;line-height:1.6}
.quote .who{display:flex;align-items:center;gap:13px;margin-top:auto}
.quote .av{width:46px;height:46px;border-radius:50%;background:linear-gradient(150deg,var(--navy),var(--turq-dark));color:#fff;display:grid;place-items:center;font-family:var(--font-head);font-weight:700}
.quote .who b{font-family:var(--font-head);color:var(--navy);font-size:.98rem;display:block}
.quote .who span{font-size:.83rem;color:var(--muted)}
.price-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;align-items:stretch}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius-lg);padding:34px;display:flex;flex-direction:column;position:relative}
.plan.pop{border-color:var(--turq);box-shadow:var(--shadow);transform:translateY(-6px)}
.plan .tag{position:absolute;top:20px;right:20px;background:var(--turq);color:var(--navy);font-family:var(--font-head);font-weight:700;font-size:.72rem;padding:6px 12px;border-radius:999px;text-transform:uppercase;letter-spacing:.08em}
.plan h3{font-size:1.3rem}
.plan .desc{font-size:.92rem;margin:8px 0 18px;min-height:44px}
.plan .amt{font-family:var(--font-head);color:var(--navy);font-size:2.2rem;font-weight:700;line-height:1}
.plan .amt small{font-size:.9rem;color:var(--muted);font-weight:500}
.plan .from{font-size:.8rem;color:var(--turq-dark);font-family:var(--font-head);font-weight:600;text-transform:uppercase;letter-spacing:.08em}
.plan ul{list-style:none;margin:22px 0 26px;display:grid;gap:12px}
.plan li{display:flex;gap:11px;font-size:.95rem;color:var(--ink)}
.plan li svg{flex:none;width:20px;height:20px;color:var(--turq-dark)}
.plan .btn{width:100%;justify-content:center;margin-top:auto}
.faq{max-width:820px;margin-inline:auto;display:grid;gap:14px}
.acc{border:1px solid var(--line);border-radius:16px;background:#fff;overflow:hidden;transition:box-shadow .2s,border-color .2s}
.acc[open]{box-shadow:var(--shadow-sm);border-color:transparent}
.acc summary{list-style:none;cursor:pointer;padding:22px 26px;display:flex;align-items:center;justify-content:space-between;gap:20px;font-family:var(--font-head);font-weight:600;color:var(--navy);font-size:1.05rem}
.acc summary::-webkit-details-marker{display:none}
.acc summary .pm{flex:none;width:30px;height:30px;border-radius:9px;background:var(--beige);display:grid;place-items:center;transition:.25s;color:var(--turq-dark)}
.acc[open] summary .pm{background:var(--turq);color:var(--navy);transform:rotate(45deg)}
.acc .body{padding:0 26px 24px;color:var(--muted);font-size:.98rem}
.cta-band{background:linear-gradient(150deg,var(--navy),var(--navy-soft));border-radius:var(--radius-lg);padding:clamp(40px,6vw,72px);text-align:center;color:#fff;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;inset:-40% 60% 40% -10%;background:radial-gradient(circle,rgba(13,194,179,.28),transparent 60%)}
.cta-band h2{color:#fff;position:relative}
.cta-band p{color:rgba(255,255,255,.85);max-width:56ch;margin:14px auto 30px;position:relative}
.cta-band .btn{position:relative}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap;position:relative}
.contact-grid{display:grid;grid-template-columns:1fr 1.15fr;gap:48px;align-items:start}
.info-card{background:var(--beige);border-radius:var(--radius);padding:16px 20px;display:flex;gap:15px;align-items:center;margin-bottom:14px}
.info-card .ic{width:46px;height:46px;border-radius:12px;background:#fff;color:var(--turq-dark);display:grid;place-items:center;flex:none}
.info-card .ic svg{width:22px;height:22px}
.info-card b{font-family:var(--font-head);color:var(--navy);display:block;font-size:.95rem}
.info-card a,.info-card span{color:var(--muted);font-size:.95rem}
.info-card a:hover{color:var(--turq-dark)}
form.card{padding:32px}
.field{margin-bottom:18px}
.field label{display:block;font-family:var(--font-head);font-weight:500;font-size:.9rem;color:var(--navy);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;padding:13px 15px;border:1.5px solid var(--line);border-radius:12px;font:inherit;font-size:.98rem;color:var(--ink);background:#fff;transition:border-color .15s,box-shadow .15s}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--turq);box-shadow:0 0 0 4px rgba(13,194,179,.14)}
.field textarea{min-height:130px;resize:vertical}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.consent{display:flex;gap:11px;align-items:flex-start;font-size:.86rem;color:var(--muted)}
.consent input{width:18px;height:18px;margin-top:3px;flex:none;accent-color:var(--turq-dark)}
.form-note{margin-top:14px;font-size:.85rem;color:var(--muted)}
.map-embed{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);margin-top:20px}
.map-embed iframe{width:100%;height:260px;border:0;display:block}
.page-hero{background:radial-gradient(1000px 500px at 85% -30%,rgba(13,194,179,.12),transparent 60%),var(--beige);padding:clamp(48px,7vw,86px) 0 clamp(40px,5vw,60px);border-bottom:1px solid var(--beige-2)}
.page-hero .crumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px;font-family:var(--font-head)}
.page-hero .crumbs a{color:var(--turq-dark)}
.page-hero h1{max-width:16ch}
.page-hero p{margin-top:16px;max-width:60ch}
.footer{background:var(--navy);color:#fff;padding:70px 0 30px}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.footer .brand img{height:40px;width:auto;background:#fff;border-radius:9px;padding:6px 8px}
.footer .brand-name{color:#fff}
.footer .brand-tag{color:rgba(255,255,255,.55)}
.footer h4{color:#fff;font-size:.82rem;letter-spacing:.14em;text-transform:uppercase;margin-bottom:18px;font-weight:600}
.footer a,.footer p{color:rgba(255,255,255,.72);font-size:.94rem;display:block;margin-bottom:11px;transition:color .15s}
.footer a:hover{color:var(--turq)}
.footer .about{max-width:34ch;margin-top:16px}
.socials{display:flex;gap:10px;margin-top:8px}
.socials a{width:40px;height:40px;border-radius:11px;background:rgba(255,255,255,.08);display:grid;place-items:center;margin:0}
.socials a:hover{background:var(--turq);color:var(--navy)}
.socials svg{width:19px;height:19px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding-top:24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.86rem;color:rgba(255,255,255,.6)}
.footer-bottom a{display:inline;margin:0}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .7s ease,transform .7s ease}
.reveal.in{opacity:1;transform:none}
@media(max-width:960px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-visual{max-width:440px;margin-inline:auto;width:100%}
  .split,.contact-grid{grid-template-columns:1fr;gap:36px}
  .split.rev .split-media{order:0}
  .grid-4{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr);gap:34px 22px}
  .stats{grid-template-columns:repeat(2,1fr)}
  .price-grid{grid-template-columns:1fr;max-width:460px;margin-inline:auto}
  .plan.pop{transform:none}
  .footer-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:640px){
  body{font-size:16px}
  .nav-links{position:fixed;inset:76px 0 auto 0;background:#fff;flex-direction:column;align-items:stretch;gap:2px;padding:14px 20px 22px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);transform:translateY(-120%);transition:transform .3s ease;z-index:50}
  .nav-links.open{transform:none}
  .nav-links a{padding:13px 12px;font-size:1.05rem}
  .nav-cta{margin:6px 0 0}
  .burger{display:flex}
  .grid-2,.grid-3,.grid-4,.stats{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr;gap:34px}
  .row-2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .hero-badge{display:none}
}

/* Séparateurs verticaux entre blocs horizontaux */
.hero-trust{gap:0}
.hero-trust .t{padding:0 26px;border-left:1px solid #CBD3DC}
.hero-trust .t:first-child{padding-left:0;border-left:0}
.stats{gap:0}
.stat{padding:0 24px;border-left:1px solid rgba(255,255,255,.22)}
.stat:first-child{padding-left:0;border-left:0}
@media(max-width:960px){
  .stats{row-gap:28px}
  .stat:nth-child(odd){padding-left:0;border-left:0}
}
@media(max-width:640px){
  .hero-trust{row-gap:18px}
  .hero-trust .t{padding:0 0 0 0;border-left:0;width:100%}
  .stat{padding-left:0;border-left:0}
}